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Flexible Dental Payment Plans

Make your dream smile affordable with our flexible payment plans. Interest-free finance options available on treatments over £1,500. Spread the cost with convenient monthly payments.

Apply for Finance

Choose Your Payment Plan

Flexible financing to suit your budget

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Interest-Free Finance

0% APR

Pay nothing extra on treatments over £1,500

  • 6, 10, or 12-month terms
  • No interest charges
  • No hidden fees
  • Simple application
  • Quick approval
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Low-Cost Finance

9.9% APR

Spread costs over a longer period with competitive rates

  • Up to 48-month terms
  • Competitive APR of 9.9%
  • For treatments over £1,500
  • Flexible repayment options
  • More affordable than credit cards

Payment Examples

See how affordable your treatment can be

Treatment Cost Finance Type Term APR Monthly Payment Total Amount
£1,500 Interest-Free 12 months 0% £125.00 £1,500.00
£2,500 Interest-Free 10 months 0% £250.00 £2,500.00
£3,000 Low-Cost 24 months 9.9% £138.17 £3,316.08
£5,000 Low-Cost 36 months 9.9% £163.21 £5,875.56
£8,000 Low-Cost 48 months 9.9% £203.97 £9,790.56

Representative Example: All finance examples are for illustration purposes only. The actual monthly payment and total amount payable will depend on your individual circumstances, credit assessment, and the terms agreed. Credit subject to status. Terms and conditions apply.

Why Choose Our Payment Plans?

Making dental care accessible for everyone

Get Treatment Now

Don't wait to transform your smile. Start your treatment immediately and pay over time.

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Spread The Cost

Break down the cost of treatment into affordable monthly payments that suit your budget.

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No Hidden Costs

Transparent pricing with no hidden fees or unexpected charges. What you see is what you pay.

Quick & Easy

Simple online application with fast approval. Most applications are approved within minutes.

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Flexible Terms

Choose from a range of payment terms to find the option that works best for you.

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Better Than Credit Cards

Interest-free and low-cost options are more affordable than traditional credit cards or bank loans.

Am I Eligible?

Most patients qualify for our payment plans

To apply for our dental payment plans, you need to meet the following criteria:

  • Aged 18 or over
  • Permanent UK resident (living in the UK for at least 12 months)
  • Have a UK bank or building society account
  • In permanent paid employment or retired with a pension
  • Have a good credit history

Don't worry if you're not sure about your eligibility - our friendly team can help assess your options and guide you through the process.

What Treatments Are Covered?

Finance available for all treatments over £1,500

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Dental Implants

Replace missing teeth with permanent implants using flexible payment options.

Invisalign & Orthodontics

Straighten your teeth with clear aligners or braces, paid for monthly.

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Porcelain Veneers

Transform your smile with beautiful veneers without the upfront cost.

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Smile Makeovers

Complete smile transformations made affordable with our payment plans.

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Crowns & Bridges

Restore damaged teeth with quality crowns and bridges on finance.

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Cosmetic Dentistry

All cosmetic treatments including bonding and teeth whitening packages.

How Does It Work?

Getting started is simple

1

Consultation

Book a consultation with our team to discuss your treatment options and costs.

2

Choose Your Plan

Select the payment plan that works best for your budget and circumstances.

3

Quick Application

Complete the simple online credit application - takes just a few minutes.

4

Fast Approval

Most applications are approved instantly. You'll receive written confirmation.

5

Start Treatment

Begin your treatment right away and make easy monthly payments by Direct Debit.

Frequently Asked Questions

Everything you need to know about our payment plans

How do I apply for finance?

After agreeing on your treatment plan and costs with your dentist, we'll help you complete a simple online credit application. The process is quick and straightforward, and most applications receive an instant decision.

Which treatments can I use finance for?

Finance is available for all dental and aesthetic treatments over £1,500, including dental implants, Invisalign, porcelain veneers, smile makeovers, crowns, bridges, and comprehensive cosmetic dentistry.

What's the best payment plan for me?

This depends on your individual circumstances and budget. Our team can help you find the best plan using our payment calculator. Generally, if you can afford higher monthly payments, the interest-free option over 6-12 months is most economical.

Will I have to pay a deposit?

In most cases, a deposit is required before treatment begins. The deposit amount varies depending on the treatment and your individual circumstances. We'll discuss this with you during your consultation.

How do I make my monthly payments?

All monthly repayments are collected automatically by Direct Debit from your UK bank or building society account. This ensures you never miss a payment and makes the process completely hassle-free.

What if my treatment costs more than planned?

If additional treatment becomes necessary, we'll let you know as soon as possible. You can choose to apply for an additional finance facility to cover the extra costs, subject to the usual credit application process.

What if my treatment costs less than planned?

If your treatment costs less than anticipated, the difference will be refunded either directly to you or to the lender, who will reduce the outstanding balance on your account accordingly.

Who is the credit provider?

We work with leading credit providers who specialize in healthcare finance. Forever Dental and Skin acts as a credit broker, not a lender. We are authorized and regulated by the Financial Conduct Authority (FCA). Credit is subject to status and terms and conditions apply.

How often can I use the finance facility?

You can apply for a new payment plan for each course of treatment. Each application is subject to the usual credit assessment process.

Is finance better than using a credit card?

In most cases, yes. Our interest-free options (0% APR) are far better than typical credit card rates, and even our low-cost finance (9.9% APR) is significantly more competitive than most credit cards. Plus, you get fixed monthly payments and a clear repayment schedule.

Ready to Start Your Smile Journey?

Speak to our team about flexible payment options for your treatment

Call Us

01372 277797
Book Free Consultation

Important Information: Forever Dental and Skin is a credit broker, not a lender. We are authorized and regulated by the Financial Conduct Authority. All finance options are subject to acceptance, status, and terms and conditions. Applicants must be 18 or over and a permanent UK resident. Credit is provided by leading finance providers. You may be required to pay a deposit before treatment commences. Representative example: Assumed credit limit £1,200. Interest rate 9.9% p.a. (variable). Representative APR 9.9% APR (variable).